1. Key points
- Dollar limits differ by state, so check your state court website.
- Typical cases: unreturned deposits, unpaid small debts, property damage and bad repairs.
- You usually file in the county where the defendant lives or where the problem happened.
- Bring organized evidence: contracts, receipts, photos, texts and a written timeline.
2. Before you file
Send a dated demand letter stating what you want and a deadline. Many disputes settle at this step, and the letter is useful evidence if they don't.
3. Winning is not collecting
A judgment says you are owed money; collecting it may need extra steps such as wage garnishment, depending on state law.