What do I need to keep unemployment benefits?

Concerns & risks

You were trying to keep your unemployment checks coming, but you're unsure what the state expects from you each week.

Missing steps can stop payments.

Causes & evidence

States require ongoing eligibility, often including job search. See unemployment insurance.

What to do

1. File claims on schedule.
2. Log job search activities.
3. Report any earnings.

Common mistakes: Common mistakes: missing weekly certifications or not keeping a job search log. Most states require you to be able to work, be available, and actively look for work. Report any earnings honestly. Keep records of applications. Respond quickly to state letters. Keep a simple spreadsheet of every job you applied to, with the date, company, position, and how you applied. Some states require a certain number of job contacts each week. If you're offered a job, you generally need to report it, and turning down suitable work can affect benefits. Read your state's claimant handbook; it spells out the rules. If you get a letter asking for information, reply by the deadline, or benefits may stop.

Speed Man tip: Answer every state letter on time.

Wrap-up: Certify. Job search. Report earnings.