Someone asked me to pay with gift cards. Is it a scam?

Concerns & risks

Someone called saying they were from the government and you owe money, and they want you to buy gift cards to pay it.

Gift card payments are nearly impossible to get back.

Causes & evidence

Government agencies don't demand payment by gift card. See payment scams.

What to do

1. Hang up.
2. Don't share card numbers or PINs.
3. Call the real agency using the number on its official website.
4. Report at ReportFraud.ftc.gov.

Common mistakes: Common mistakes: thinking a government agency or a real business would accept gift cards. They don't. Never read gift card numbers to anyone over the phone. If you already did, contact the gift card company right away and report the scam to the FTC. Keep the card and receipt. Scammers often create urgency; hang up and verify by calling the official number yourself.

Speed Man tip: Already paid? Call the gift card company right away and report it. Sometimes funds can be frozen.

Wrap-up: Gift card demands = scam. Hang up and verify independently. Report to the FTC.