Someone hit my parked car and left. What do I do?

Concerns & risks

You come back to your parked car and find a big dent and no note.

Waiting makes cameras overwrite footage and witnesses vanish.

Causes & evidence

Many insurers and police want a report for hit-and-run claims. Rules vary by state. Laws differ by state and country, so treat this as general info, not legal advice.

What to do

1. Photograph the damage, the spot and any paint transfer.
2. Ask the store for security footage and look for witnesses.
3. File a police report (non-emergency line).
4. Call your insurer. Uninsured motorist or collision coverage may apply.

Common mistakes: Common mistakes: not taking photos right away or not asking nearby businesses for camera footage quickly, before it's erased. File a police report if your insurer requires one. Write down the time, location and anything a witness saw, like a car color or partial plate. Even small details help police and insurers.

Speed Man tip: Ask the store manager quickly. Many systems keep footage only a few days.

Wrap-up: Photos and footage first. File a police report. Your own insurance may cover it.