What is work-study?

Concerns & risks

You were trying to figure out your aid package, and you see something called 'work-study.'

Work-study helps pay costs.

Causes & evidence

Federal Work-Study provides part-time jobs for students with financial need. Apply via FAFSA. See FAFSA basics.

What to do

1. Check FAFSA's work-study box.
2. Accept it in your aid offer.
3. Find jobs on campus.

Common mistakes: Common mistakes: thinking work-study money is automatically paid upfront. You earn it by working at a job, and you get paid as you work. Jobs may be on or off campus. Ask the financial aid office how to find positions. Work-study jobs can be flexible around your class schedule, and some are related to your field. Your aid offer shows the maximum amount you can earn, not a guarantee. Pay usually comes as a paycheck, so you can use it for books or living costs. Not every school participates, and funds can be limited, so apply early. Let your supervisor know your exam schedule ahead of time.

Speed Man tip: You earn it as you work.

Wrap-up: Part-time jobs. Need-based. FAFSA.